Privacy Policy

Effective Date: January 6, 2025
Last Updated: January 19, 2025

Funding Breakthrough Lab Inc. ("FBL," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy ("Policy") describes how we collect, use, and disclose data. This Policy applies to your use of FBL's products, services, and websites (collectively, "Services").

FBL is a United States corporation subject to U.S. laws. The United States may not offer the same level of privacy protection as other jurisdictions. Since our servers are located in the United States, your data may be transferred to, stored, or processed in the United States. By using our Services, you consent to the collection, storage, processing, and transfer of your data to our facilities and those third parties we share data with as described in this Policy.

1. DEFINITIONS
a. Participant: A person or entity registered with FBL to use the Services.
b. Personal Data: Any information relating to an identified or identifiable natural person.
c. You: An FBL Participant or other person or entity who visits our Services.

2. INFORMATION WE COLLECT
The Services collect two kinds of information about you: (a) Personal Data and (b) Non-Personal Data.

a. Personal Data. Personal Data we may collect includes:
i. Identification and Contact Data: name, address, email, phone number, profile photo.
ii. Financial Information: payment details, billing address.
iii. Employment Details: job title, company, industry.
iv. IT Information: IP address, device data, cookies.
v. Personal Interests: preferences, participation history.
vi. Communications: email interactions, support inquiries.

b. Non-Personal Data. Non-Personal Data we may collect includes:
i. Browser and Device Data: IP address, browser type, device model.
ii. Usage Data: pages visited, time spent on Services.
iii. Aggregate Information: combined data from multiple users to improve Services.

3. HOW WE USE YOUR INFORMATION

a. Personal Data. We may use your Personal Data to:
i. Provide and improve the Services.
ii. Manage your participation and payments.
iii. Enforce our policies and terms.
iv. Send communications and updates.
v. Analyze trends and user engagement.

b. Non-Personal Data. We may use Non-Personal Data for analytics, trend analysis, and service improvements.

4. HOW WE DISCLOSE YOUR INFORMATION

a. Personal Data. We may disclose your Personal Data to:
i. Service providers assisting with operations (e.g., payment processors, IT services).
ii. Legal authorities if required by law.
iii. Business partners with your consent.
iv. Third parties in the event of mergers or acquisitions.

b. Non-Personal Data. We may share aggregated data for marketing and analytics.

5. DATA SECURITY
We implement appropriate security measures to protect your Personal Data from unauthorized access, use, or disclosure. However, no method of transmission over the Internet is 100% secure.

6. YOUR CHOICES

a. Opting Out of Communications: You can opt-out of marketing emails by using the unsubscribe link provided or by contacting us.
b. Cookies: You can manage cookie settings via your browser.

7. DATA RETENTION
We will retain your Personal Data as long as necessary to provide Services, comply with legal obligations, and resolve disputes.

8. USERS UNDER 13 YEARS OF AGE
Our Services are not directed to children under 13. If we become aware of such data collection, we will delete the data.

9. THIRD-PARTY LINKS
Our Services may contain links to third-party websites. We are not responsible for their privacy practices, and you should review their policies.

10. CHANGES TO THIS PRIVACY POLICY
We may update this Policy periodically. Changes will be posted with a revised "Last Updated" date.

11. CONTACT US
If you have any questions about this Policy, please contact us at:
Funding Breakthrough Lab Inc.
natalie@nottoocrazy.com

12. INTERNATIONAL DATA TRANSFERS
Funding Breakthrough Lab Inc. ("FBL") operates in the United States and may transfer your Personal Data to countries outside of your jurisdiction, including to the United States, where data protection laws may differ from those in your country. By using our Services, you acknowledge and agree to such transfers.

FBL takes appropriate safeguards to protect your Personal Data when transferring it internationally, including:

a. Relying on the European Commission's Standard Contractual Clauses ("SCCs") for data transfers from the EU/EEA, UK, and Switzerland. b. Adhering to the EU-U.S. Data Privacy Framework, the UK extension to the EU-U.S. Data Privacy Framework, and the Swiss-U.S. Data Privacy Framework. c. Implementing additional security measures as required by applicable laws.

you can contact us at natalie@nottoocrazy.com for more information about our data transfer safeguards.

13. LEGAL BASES FOR PROCESSING PERSONAL DATA
FBL processes Personal Data under the following legal bases:

a. Performance of a contract: To provide and manage our Services. b. Legitimate interests: For operational purposes, marketing, and service improvements. c. Compliance with legal obligations: To meet regulatory requirements. d. Consent: When you provide explicit consent for specific processing activities.

14. YOUR RIGHTS UNDER APPLICABLE PRIVACY LAWS
Depending on your location, you may have the following rights regarding your Personal Data:

a. Right to access: Obtain a copy of your Personal Data. b. Right to rectification: Request corrections to your Personal Data. c. Right to erasure: Request deletion of your Personal Data. d. Right to restrict processing: Limit how we process your data. e. Right to data portability: Receive your Personal Data in a structured format. f. Right to object: Object to processing based on legitimate interests. g. Right to withdraw consent: Withdraw consent at any time.

To exercise your rights, please contact us at natalie@nottoocrazy.com. We may verify your identity before processing your request.

15. CALIFORNIA PRIVACY RIGHTS
If you are a California resident, you have specific rights under the California Consumer Privacy Act ("CCPA"):

a. Right to know: Request details about the categories and specific pieces of Personal Data we collect. b. Right to delete: Request deletion of your Personal Data. c. Right to opt-out: Opt-out of the sale of your Personal Data (if applicable). d. Right to non-discrimination: You will not be discriminated against for exercising your rights.

To exercise your CCPA rights, please contact us at natalie@nottoocrazy.com.

16. DATA SECURITY MEASURES
FBL employs appropriate technical and organizational measures to protect your Personal Data, including:

a. Encryption of data in transit and at rest. b. Access controls and authentication measures. c. Regular security assessments and audits. d. Employee training on data protection practices.

Despite our efforts, no security measures are infallible, and we cannot guarantee absolute security.

17. DO NOT TRACK DISCLOSURE
Our Services do not respond to "Do Not Track" (DNT) signals from browsers as there is currently no industry standard for compliance.

18. THIRD-PARTY SERVICE PROVIDERS
We may share your Personal Data with third-party service providers who assist in operating our Services, such as:

a. Payment processors b. Analytics providers c. Marketing platforms d. Cloud hosting providers

We ensure these providers comply with applicable data protection laws and contractual obligations.

19. CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy from time to time. Any changes will be reflected by the "Last Updated" date at the top of this page. Your continued use of the Services constitutes acceptance of the updated Policy.

CONTACT US
If you have any questions or concerns about this Privacy Policy, please contact us at:

Funding Breakthrough Lab Inc. natalie@nottoocrazy.com

Thank you for trusting Funding Breakthrough Lab Inc. with your Personal Data.